Your 4-part plan for financial health in 2023
When the time comes, will they find you prepared — or will those you love suffer the consequences of your mismanagement and procrastination? Your opportunity to seek professional help is now. Don’t let it pass you by.
Four questions to ask while planning your charitable giving
Charitable giving makes a difference in your life and in the lives of those who benefit from your generosity. No matter your financial situation, you can participate. Charitable giving is not only limited to giving money. A contribution of time can be equally important and meaningful.
Don’t have a financial plan? Get started now
It’s your money. Why not make the most of it?
Planning for your future – Just do it!
The same excuses generations of people have used may be the same ones you are using today. What are your excuses?
Myths vs Facts: Debunking old wives’ tales and financial myths
While growing up, you probably heard many of the same old wives’ tales I did: if you keep making that face, it will freeze that way. Coffee stunts your growth (or makes hair grow on your chest). You can’t go swimming for 30 minutes after eating, or you will get cramps and drown. We’ve all heard them, and some, you may still believe. I’d like to dispel a few common financial myths.
There’s no time like now to plan for retirement
Want to retire in good financial shape? Here are some tried-and-true tips from local experts Kathy Rogers and Janera Harvey.
In-Person visits are back for Adopt a Grandparent Day
As Adopt a Grandparent Day becomes a two-pronged outreach, businesses and organizations are encouraged to adopt a participating facility – which involves buying, decorating, filling and delivering treasure boxes to their facility and providing volunteers for in-person visits.
Don’t find yourself in a financial horror story
Like all scary stories, mine opens peacefully. You and your spouse are enjoying your retirement. Your health is good, and you are doing all the things you dreamed of together. Then, suddenly and tragically, you lose your spouse. As you struggle to deal with your grief, the next trauma comes. You discover that the documents you signed several years ago when your spouse retired don’t have a loophole, and in addition to losing your spouse, you’ve also lost a substantial portion of your income.
Dispelling Common Annuity Myths
One of the few things people know about Social Security is that they’re required to pay a portion of their earnings into the government social insurance program in hopes of receiving a monthly income upon their retirement. An annuity, when properly designed, also can provide guaranteed income in retirement and reduce the risk of outliving your savings.
Like all things, annuities have positive and negative aspects. Here are some common myths about annuities, along with the facts.
Before getting married, talk about money
Having an honest conversation about finances with your future spouse can save you lots of anxiety and arguments in the future. Just like planning for a romantic date night, I encourage you to plan the environment for your financial discussion. Here are a few financial topics I suggest you discuss before saying “I do”.
Kathy P. Rogers
Life Planner
Business Coach
“The process of planning for the unexpected begins with a conversation. I want to get to know you – your dreams, your goals, your passions. I want to know what makes you who you are. My goal is to listen, then help you design a plan that aligns with all these things as well as your budget.”
Marston Rogers Group
Kathy Rogers is owner and VP of Marston Rogers Group, a financial services and life insurance business. As a Life Planner, her passion is to help individuals and businesses review where they are, then help them design and implement life and retirement plans as well as business exit strategies. Through proper planning and execution, the financial anxiety surrounding life goals and retirement can be greatly reduced.
