What do you think of when you reflect on holidays gone by? Do you have sweet memories of time spent with friends and family, or unpleasant recollections of frantic gift-buying, stress, and debt?
Statistics are interesting numbers. Some people love them, and others think they are a way to twist things to a particular advantage.
Beware of taking advice from social media influencers who are often paid for catchy videos advertising a product or service they don’t even use.
How much has your financial literacy or lack thereof cost you in the past year?
What is your life telling your children about money? Never underestimate the strength, good or bad, of your example, of your courage to demonstrate what life can be when you make wise financial decisions and live within your means. Just as an inheritance is a financial legacy, so , too, is your example. No matter where they go or what they do in life, your children and grandchildren will carry this legacy forward.
When the time comes, will they find you prepared — or will those you love suffer the consequences of your mismanagement and procrastination? Your opportunity to seek professional help is now. Don’t let it pass you by.