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It is not deemed as income, is not subject to required minimum distributions, and will not affect taxation on social security if in a life insurance policy. Death benefits are tax-free as well.
As a parent or grandparent, you can leave a legacy by using the magic of compound interest.

Financial Services and Life Insurance Business
Retirement
- Tax-Free Retirement Accounts
- 401(K) Rollovers
- Retirement Income Planning
- IRA Rollovers
- Indexed Universal Life
- Fixed Indexed Annuities
- Roth IRA
Life Insurance
- Term
- Permanent
- Child Asset Builder
- Business Owners
- Employee Benefits
- Executive Benefits
Business & Estate
- Business Succession Planning
- Buy Sell Agreement Funding
- Key Person Retention
- Preparing for Retirement
- Estate Equalization
- Deferred Compensation
Gaining more than they give
"We continue to participate in the event because we gain more than we give."