What’s your retirement plan?

What’s your retirement plan?

Seeing and personally experiencing the difference in the lives and families of those who make a financial plan and those who don’t compels me to continue working to help people make choices that bring peace instead of regret.

Life changes quickly, so Have A Plan

Life changes quickly, so Have A Plan

I speak to people daily about developing a plan for their retirement that has built-in flexibility. I share my experiences of caring for both my parents, and now my in-laws. I talk about how quickly life changes. My husband Lee suffered a stroke at age 51; our lives changed drastically that day. I know well the emotional and financial toll of health challenged and caring for aging parents.

Got life insurance? It’s time for a review

Got life insurance? It’s time for a review

Many people who tell me they have life insurance don’t know the basic facts about their policy, who their insurance company or agent are, how much coverage they have, what type of policy they have, under what circumstances death benefits would be paid, or whether the policy has any benefits besides basic coverage paid upon death. Here’s an example of why I am so passionate about life insurance policy reviews.

Why everyone needs life insurance

Why everyone needs life insurance

I often find the misconception among unmarried people and those without children that they do not need life insurance. That could not be further from the truth. With the policies available these days, life insurance is about much more than simply providing a death benefit for those you leave behind. Here are some of the reasons why I believe everyone, young or old, married or single, should have life insurance.

Why you should consider a TFRA

Why you should consider a TFRA

A TFRA is a retirement savings plan that works similarly to a Roth IRA. You pay taxes on the money going into the plan, and the growth on your money is not taxed. However, unlike a Roth, a TFRA does not have Internal Revenue Service-regulated restriction on how or when you take money from your account.

HERE ARE FIVE OF THE KEY REASONS YOU SHOULD CONSIDER A TFRA.

The truth about annuities

The truth about annuities

One of the few things people know about Social Security is that contribution is mandatory, and when they get old enough to retire, they will receive a certain amount of money per month as long as they live. An annuity has some similarities; when properly designed, it can provide guaranteed income in retirement and help reduce the risk of running out of money.