Divorcing? Take Care of Yourself Financially
Unfortunately, divorce is on the rise among all age categories. If you find yourself in a situation where divorce looks inevitable, or you already are in the process of divorce, here are a few financial tips you should keep in mind.
Here’s what to ask yourself at your next financial checkup
With everything going on in your life, why do you make time for your annual physical? Maybe your insurance covers it. Maybe you want to ensure you are in good physical shape and catch any potential problems early. I believe the same can be said for your financial health. To ensure you are in good financial condition and stay that way, you must take time for an annual financial review with a professional.
Three tips to reset your finances in 2022
At the start of a new year, people often make resolutions about things they want to change going forward. Finance is one area in which resolutions are made – and often fail. It’s good to make a resolution to make positive financial changes, but without a sound plan, we set ourselves up for failure. Here are three tips to help you develop your plan – simple steps that can set you on a path to a better financial future.
Indexed Universal Life: what it is, and why you should consider it
Most people have heard of term and whole life insurance, but are unfamiliar with indexed universal life insurance (IUL). Here are some key points about an IUL and why I often recommend them to my clients.
Tax-free retirement account – What it is, and what it isn’t
Since I covered the basics of tax-free retirement accounts in this space, I have received several requests for additional information about TFRAs. I will answer a few of those questions here.
Cherishing, celebrating seniors
The Cook family gets more than they give from Adopt a Grandparent Day.
What’s your retirement plan?
Seeing and personally experiencing the difference in the lives and families of those who make a financial plan and those who don’t compels me to continue working to help people make choices that bring peace instead of regret.
Life changes quickly, so Have A Plan
I speak to people daily about developing a plan for their retirement that has built-in flexibility. I share my experiences of caring for both my parents, and now my in-laws. I talk about how quickly life changes. My husband Lee suffered a stroke at age 51; our lives changed drastically that day. I know well the emotional and financial toll of health challenged and caring for aging parents.
Got life insurance? It’s time for a review
Many people who tell me they have life insurance don’t know the basic facts about their policy, who their insurance company or agent are, how much coverage they have, what type of policy they have, under what circumstances death benefits would be paid, or whether the policy has any benefits besides basic coverage paid upon death. Here’s an example of why I am so passionate about life insurance policy reviews.
Why everyone needs life insurance
I often find the misconception among unmarried people and those without children that they do not need life insurance. That could not be further from the truth. With the policies available these days, life insurance is about much more than simply providing a death benefit for those you leave behind. Here are some of the reasons why I believe everyone, young or old, married or single, should have life insurance.
Kathy P. Rogers
Life Planner
Business Coach
“The process of planning for the unexpected begins with a conversation. I want to get to know you – your dreams, your goals, your passions. I want to know what makes you who you are. My goal is to listen, then help you design a plan that aligns with all these things as well as your budget.”
Marston Rogers Group
Kathy Rogers is owner and VP of Marston Rogers Group, a financial services and life insurance business. As a Life Planner, her passion is to help individuals and businesses review where they are, then help them design and implement life and retirement plans as well as business exit strategies. Through proper planning and execution, the financial anxiety surrounding life goals and retirement can be greatly reduced.