by Kathy Rogers | May 10, 2022 | Life Planning
One of the few things people know about Social Security is that they’re required to pay a portion of their earnings into the government social insurance program in hopes of receiving a monthly income upon their retirement. An annuity, when properly designed, also can provide guaranteed income in retirement and reduce the risk of outliving your savings.
Like all things, annuities have positive and negative aspects. Here are some common myths about annuities, along with the facts.
by Kathy Rogers | Mar 29, 2022 | Life Planning
Having an honest conversation about finances with your future spouse can save you lots of anxiety and arguments in the future. Just like planning for a romantic date night, I encourage you to plan the environment for your financial discussion. Here are a few financial topics I suggest you discuss before saying “I do”.
by Kathy Rogers | Feb 28, 2022 | Life Planning, Protect, Women
Unfortunately, divorce is on the rise among all age categories. If you find yourself in a situation where divorce looks inevitable, or you already are in the process of divorce, here are a few financial tips you should keep in mind.
by Kathy Rogers | Dec 29, 2021 | Budgeting, Life Planning
At the start of a new year, people often make resolutions about things they want to change going forward. Finance is one area in which resolutions are made – and often fail. It’s good to make a resolution to make positive financial changes, but without a sound plan, we set ourselves up for failure. Here are three tips to help you develop your plan – simple steps that can set you on a path to a better financial future.
by Kathy Rogers | Nov 21, 2021 | Life Planning
Most people have heard of term and whole life insurance, but are unfamiliar with indexed universal life insurance (IUL). Here are some key points about an IUL and why I often recommend them to my clients.
by Kathy Rogers | Nov 3, 2021 | Life Planning
Since I covered the basics of tax-free retirement accounts in this space, I have received several requests for additional information about TFRAs. I will answer a few of those questions here.